Nick Maynard is a Senior Vice President for Commonwealth, where he has spent almost 15 years building, piloting, and scaling innovations to improve the lives of financially vulnerable Americans. Commonwealth has helped nearly 1M Americans save more than $3 billion. Nick is an expert on savings innovation, especially prize-linked savings, gamification and tax-time savings; and he has led successful strategic partnerships with Walmart, Staples, and H&R Block. As part of the Blackrock Emergency Savings Initiative, Nick currently leads efforts deploying proven, innovative savings to LMI Americans at scale via their employers, financial services firms, fintech partners, and gig platforms. Nick is also exploring innovative new pathways to build financial security at scale. He is a leader in the Boston Fintech ecosystem working both as a fintech mentor as well as on animating issues of financial security for entrepreneurs, venture capitalists, and corporate partners aiming for social impact. Prior to joining Commonwealth, Nick spent almost a decade providing customer, market, and operational strategy consulting to Fortune 1000 executives while at Deloitte Consulting and Braxton Associates. Nick holds both a Masters in Business Administration and a Masters in Public Policy from Harvard University. He also holds a Bachelors of Engineering and Operations Research from Princeton University.